Reviews
An Insider Review of 37 Days to Clean Credit
37 Days to Clean Credit is a credit repair product that includes an 80 page pdf, 3 interviews with transcripts, 40 sample letters and a number of other useful budgeting forms and resources.
First I’ll discuss what I thought was good about the course, what could be improved and then finish with my recommendations.
The course is fairly comprehensive. If you’re a complete credit repair newbie, you’ll be started from square one. Even though the pdf is 80 pages, it only took about an hour for me to read so you’ll be able to find the answers you need fairly quickly.
The interviews were helpful too. It’s one thing to read about the process but another thing entirely to hear a discussion between experts who are out there doing. You can hear in their voices how easy this is and pick up their winning mindset.
The sample letters are great too. You might not know what exactly to say in a letter or which letters you might want to send. There’s a separate index for easy reference.
There are several areas this course could be improved on.
First off, there’s no checklist. Yes, you should be able to create a checklist from this course but I would have liked to seen one included.
The interviews were poorly edited. There are comments at the beginning like, “we’re recording now so let’s try to make this professional sounding.” It would have taken 5 minutes with a free editing program to take that out. Also, the different voices are at substantially different volumes in that interview so you may have to keep adjusting it.
Something that came up in the interview is that you’ll want to include as much personalized information as possible in any letter you send so it doesn’t get kicked back as a generic form letter. That wasn’t mentioned in the course and should have been.
Additionally, there was no mention to make sure you include all the required forms of identification in each contact. I recently read an article on how to remove incorrect info from your credit report and that wasn’t mentioned there either. So instead of getting it removed, I had to start over and send another letter, pay more for certification at USPS, etc.
Overall, I highly recommend 37 Days to Clean Credit for any beginner or intermediate consumer wanting to do your own credit repair. If you’ve already bought other books, read lots of articles online, checked with the FTC, etc, you probably won’t find much new here except a story of a guy who did it faster than normal. Even then, for $37 you’d save some time by having the sample letters.
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